Using Xcropay, buyers get to inspect the goods or services before accepting them, protecting the buyer. Likewise, sellers are protected from counterpart risk by no chargeback, ever.
Every time you log into Xcropay.com, our status updates will let you know exactly where you are in the transaction process and if there is action required by you.
Xcropay.com offers two types of payment options including bank transfers and credit cards through PayStack. Payment types may have certain limitations.
Using Xcropay, you are 100% sure of a safe transaction. Facilitated by a trusted third-party, the Xcropay process acts as your personal tool to ensure a safe, secure and intuitive sale for both buyers and sellers.
When you make a transaction using Xcropay.com, your funds are held in secured, non interest bearing trust Xcropay Accounts until the transaction is completed. This ensures that your transaction is protected against chargebacks, fraud or wrongly described goods.
Our licensed and regulated services are also backed by our experienced and knowledgeable Xcropay officers. Our friendly Xcropay professionals are available to assist you personally with any need that may arise.
Either the Buyer or Seller begins a transaction. After registering at Xcropay.com, all parties agree to the terms of the transaction.
The Buyer submits a payment by approved payment method to our secure Xcropay Account, Xcropay.com verifies the payment, the Seller is notified that funds have been secured in Xcropay.
Upon payment verification, the Seller is authorised to send the merchandise and submit tracking information or other evidence. Xcropay.com verifies that the Buyer receives the merchandise.
The Buyer has a set number of days to inspect the merchandise and the option to accept or reject it. The Buyer accepts the merchandise
Xcropay.com releases funds to the Seller from the Xcropay's Account.