01Protection
Escrow, by default.
Funds are held the moment a deal begins and released only when both parties confirm. No premature payouts, no middlemen touching the money.
XcroPay / Features— · Lagos WAT
Feature index
Four things, done right.
XcroPay isn't trying to be everything. It's built around four structural guarantees that keep every transaction protected, transparent, and resolvable — end to end.
02Identity
Verified counterparties.
BVN and NIN checks are required before any transaction. Every person on the platform is real, accountable, and reachable.
03Resolution
Fair disputes.
When something goes wrong, both sides submit evidence. Outcomes are documented, impartial, and typically resolved in under 72 hours.
04Transparency
Real-time state.
Every stage — funding, delivery, inspection, release — is reflected live, on both devices, the moment it happens.
Next step
Try XcroPay today.
Download the app and start making escrow-protected transactions in minutes.